Financial Aid FAQs

Applying for Aid

If I plan to enter Fall 2018 as an Undergraduate Student, what should I do to apply for aid?

It is recommended that you do the following by March 1, 2018*:

If I plan to enter Summer 2018 or Fall 2018 as an Graduate Student, what should I do to apply for aid?

Do the following by April 1, 2018 (note, applications received after this will be processed on a rolling basis):

*Only required for first-time Federal Direct loan borrowers at Arcadia University.

If I already filed the FAFSA but did not list Arcadia on the form, do I need to re-file a new form? 

No. You should go to and, using your FSA ID, retrieve your FAFSA and add Arcadia to your form.

Does Arcadia University require the CSS Profile Form?

No, we do not require the Profile Form because of the associated fee.

What important dates should I be aware of when it comes to applying for financial aid?

Here are important dates for Pennsylvania residents. Residents of other states should check for their state’s deadline.

  • October 1 – FAFSA goes live
  • March 1 - Priority Financial Aid Deadline for new, entering fall undergraduate students
  • April 1 - Priority Financial Aid Deadline for returning undergraduate students
  • April 1 – Priority Financial Aid Deadline for new and returning graduate students
  • May 1 – FAFSA filing deadline for Pennsylvania residents to be considered for a state grant
  • November 1 - Priority Financial Aid Deadline for new, entering spring undergraduate students

I am filing the 2018-2019 FAFSA but my 2016 federal tax return will not accurately reflect what my family income will be for 2018 because I have experienced a reduction in income. What should I do?

If you know that your income during 2018 (the period 1/1/2018-12/31/2018) will be less than the adjusted gross income listed on your 2016 federal tax returns, once filed, do the following: File the 2018-19 FAFSA using the figures on your 2016 tax returns, as requested. Then, submit a Reduced Income Form. Email for the form with a brief description of the reason for your income loss. This will allow us to evaluate your financial aid on the basis of your projected 2018 income. 

What do I have to do to get my financial aid renewed from year-to-year?

In addition to filing the FAFSA each year, and completing the Arcadia Financial Aid Application, you must meet certain academic progress standards for financial aid renewal. More information for Undergraduates, Graduates.

Financial Aid Awards

Is there a set income cut-off for receiving financial aid?

It is impossible to give an income cut-off for need-based aid since there are many factors that go into determining it, such as:

  • Parent and student income
  • Number in family
  • Number in family in college at least half-time (student's siblings enrolled half-time for at least one semester during the academic year would be counted in this number. Parents do not count.
  • Student assets and parent assets (primary home not counted)

What types of grants, scholarships, or loans, etc. are offered by your institution?

Full-time undergraduate students are considered for four main types of financial aid: merit-based scholarships, need-based loans, need-based grants and work study.

  • Part-time undergraduate students are considered for need-based federal and state grants and for need-based loans, provided they are matriculating in a degree program and taking at least six credits a semester.
  • Full-time graduate students are considered for loans and for graduate assistantships and/or scholarships depending on their program of study.
  • Part-time graduate students are considered for need-based loans, provided they are matriculating in a degree program and taking at least six credits a semester.
  • More information for undergraduatesgraduates

Will my financial aid be different if I live on campus versus commuting?

Because your overall cost of attendance that financial aid is based on will be lower, your financial aid can be different if you commute versus living on campus.  Merit scholarships you may be receiving will not change but need-based aid (grants, work study, loans) may be impacted. Contact your financial aid counselor directly for more information.

How is a student’s financial need determined when it comes to financial aid?

The formula below shows how a student’s financial need is determined and is used to award financial aid:
Cost of Attendance
- EFC (Expected Family Contribution)
= Student's Financial Need 

What is an EFC and where does it come from?

The EFC stands for “expected family contribution.”  It is a number that is the end result of filing the FAFSA, Free Application for Federal Student Aid. When you file the FAFSA, you provide information about your household size, prior year taxable and untaxable income, assets and the number in the family in college. Federal Student Aid Programs applies a formula to this information and calculates what they expect you should be able to contribute annually to your education. Your EFC is an indicator of your financial need, but, because of limited resources and available aid, it is not necessarily equal, in most cases, to what your actual out-of-pocket cost will be at a college.

Is there a way to see what financial aid I might qualify for?

Prospective full-time undergraduates can use our net price calculator, to get an estimated aid package and a projection of our EFC and out-of-pocket cost.

Are Merit Scholarships available?

Through Arcadia’s competitive scholarship program, more than 80 percent of entering full-time undergraduate students who demonstrate outstanding academic and/or co-curricular achievement receive an Arcadia University merit scholarship each year. The scholarship is renewable annually as long as the student remains as a full-time undergraduate in good academic standing. Students simply need to apply for admission to receive consideration for merit scholarships.

International Students

What financial aid is available to International Students?

If you are not a U.S. Citizen or permanent resident and only on a student visa, you are ineligible to receive Federal, State and University need-based aid. Full-time undergraduates will be considered for merit aid. You will be reviewed automatically when they apply for admission. All international students can apply for the International Student Loan and a few other alternative private loans, provided they have a U.S. cosigner. More information.


When is payment due each semester?

Fall semester bills are sent out in late June, with payment typically due August 1st. Bills for the spring semester go out November 15th with payment due December 15th. Summer bills begin to be posted in late April, with payment due May 10th. Payments for those that register for summer after May 10th are due two weeks from the date of registration.

Will my tuition bill be mailed to my permanent address? 

Initial bills for new, incoming fall-entry undergraduate students are mailed. All subsequent bills are eBills, accessed through the student Self-Service system (MyArcadia).  All bills for mid-year transfer students, new and returning graduate studens, as well as returning students, are eBills (no paper bills are sent).

Can my parent or another individual view my eBill?

Yes, provided you, the student, set up your parent or the other individual as an “authorized payer”, which can be done through MyArcadia, Self-Service. View instructions.

Can I make a payment online?

Yes, you can through, using a credit card or e-check. More information

What if I withdraw before the semester is over? Will I still be charged?

View the University’s refund policy.


What are Arcadia University's tuition, fees and room and board costs?

View costs (undergraduate costs, graduate costs) for the upcoming and current academic year.

How much on average will a student spend on books each year?

While it is strictly an estimate and can vary based on the number of credits a student is enrolled for, the average amount that a full-time undergraduate student spends on books each year is $1,500 ($750 per semester).

For part-time undergraduates and graduate students, it depends on the number of credits/courses one is enrolled for. Estimating $150-$200 for each course can typically provide you with a ballpark figure.

Financing Options

I will have a remaining balance after my financial aid package. What are some options for covering these costs?

There are private, alternative student loans, as well as Parent PLUS (for dependent students’ parents) and GradPLUS (for graduate students) which are available to those that qualify based on credit. Through each of these types of loans, students can borrow up to the total annual cost of attendance minus other financial aid received on an annual basis. More information.

Does Arcadia offer a payment plan?

Yes, Arcadia offers various interest-free payment plan options, ranging from one-semester plans to annual 10-month and 12-month payment plans. More information